lian xi ren：jinmingwei
jieqiadelvfeng：010-68576852
6月29日晚间，银保监会重磅宣布！《金融资产投资公司操持方法（试行）》已原中国银监会2017年第9次主席集会经由进程。
《方法》首要内容包含总则，设立、变革与停止，停业范围和停业法则，危险操持，监视操持和附则等六局部。
yishikuadazhaizhuangubixuzunzhaoshichanghua、fazhihuazhunsheng。qingqiujinrongzichantouzigongsiyugedaochangzhutizaiyifaheguiqiantixia，jingyoujinchengzhiyuantongdengxieshangzhankaizhaizhuangutingye，quebaoganjingrangdu、shizaichumai，duizhishichanghuadingjia，shizaibimianqiyeweixianxiangyinxingyejinrongjigouheshehuigongjiazhuanyi，tifanghaochudichuhehaochubaosong，tifangxiangganpindeweixian。
ershimingbaijinrongzichantouzigongsisheli、biangeyutingzhiqingqiu。mingbailejinrongzichantouzigongsifeiyinxingjinrongjigoudeshuxing，huadingyingyoujingneimaoyiyinxingzuoweishouyaogudongchangyisheli，huadinggezhongjigoutouzirugujinrongzichantouzigongsideqianti，mingbailexingzhengxukeqiantihefashiqingqiu。
sanshimingbaiqingqiutuqizhankaizhaizhuangujiqipeitaotingye。gudongmianli“shouzhaizhuangu”detongshi，xukejingyoujinchengduozhongqingshizhankaizhaizhuangutingye。huadingsuoxuzijinyoujinrongzichantouzigongsichongshicaozonggezhongshichanghuatilihequdaochouji。zaitingyefazeshangqingqiuyankuzunzhaoganjingrangduheshizaichumaizhunsheng，youyongwanchengweixianduanjue，yankutifanghaochudichuhehaochubaosong。
sishikuadazhouquanweixiancaochiheweixianduanjue。qingqiujinrongzichantouzigongsichengligouzaojianquan、zhizeqingchudegongsicaochidasuan，chengliduotiaoli、bicigenwei、youyongzhihengdeweixiancaochijizhi。qingqiujinrongzichantouzigongsiheduiqikongguhuocangudemaoyiyinxingzhijianchengli“fanghuoqiang”，zaizijin、zhiyuan、tingyefangmiantingzhiyouyongduanjue，tifangweixianzhanran。
wushiqianghuajixijubushizhongguohoujixizhize。mingbaijixijubuyanxujixideyiwuhexiangxifangfa，tongshizhongshichanyangxinxibiaoluganhua。
债转股相干律例梳理
2016nian10yue10ri，guowuyuan《guowuyuanduizidongwendangxiajiangqiyegangganlvdedingjian》，fujian2：duishichanghuayinxingzhaiwuzhuanguquandezhidiandingjian
2017nian7yue15ri，fagaiwei《guodushengzhangdingxinweibangongtingduichanyangdangjuchuzicaichantouzijijinzhidianganhuabianceshichanghuayinxingzhaiwuzhuanguquanxiangganrenwudegaosu》
2017nian8yue7ri，yinjianhui《maoyiyinxingxinshezhaizhuangushixingjigoucaochifangfa（shixing）》（shouluodingjiangao）
2018nian1yue19ri，qibuweixuanbu《duishichanghuayinxingzhaiwuzhuanguquanshixingzhongyouguanxiangxizhengcetimubiaogaosu》
2018nian6yue29ri，yinbaojianhuixuanbu《jinrongzichantouzigongsicaochifangfa（shixing）》
十问债转股
2017nian，gongyintouziwanchengjinglirun8570wanyuan；jianxintouziwanchengjinglirun0.20yiyuan；nongyintouziwanchengjinglirun0.80yiyuan。yinxingzhankaishichanghuazhaizhuanguxiangxijinkuangruohe？jianglairuohezhankaizhaizhuangu？
wen/anxinzhengquan huangshouhong
▌q1：shichanghuazhaizhuangushixingjigouyounaxie？
1.chuguoduhaiyouhuadingwai，yinxingbudezhijiejiangzhaiwuzhuanweiguquan。yinjijiangzhaiwuzhuanweiguquan，yingjingyoujinchengxiangshixingjigourangduzhaiwu、youshixingjigoujiangzhaiwuzhuanweigongjuqiyeguquandetiliwancheng。
2.shixingjigoubaohanjinrongzichancaochigongsi、baoxianzichancaochijigou、guoyoubenqiantouziyunyinggongsidengduozhongfanlishixingjigoudaochangzhankaishichanghuazhaizhuangu；
3.guowuyuanyechengchiyinxingchongshicaozongxianyouheshiqiantidesuoshujigou，huoxukeqingqiusheliheshihuadingdexinji gouzhankaishichanghuazhaizhuangu；
4.shixingjigounenggouyinrushehuibenqian，shengzhangjiazayiqiezhi，zengqiangbenqianqili。
▌q2：shichanghuazhaizhuangugongjuqiyegaidangjubeinaxieqianti？
1.shengzhangyuanjingjiaohao，jubeikexingdeqiyedingxindasuanhetuokunzhipei；shouyaochuchanshebei、chanwu、cainengheshiguoducaifashengzhangbiaodemubiao，shouyijinbuqianbei，chanwuyoushichang，huanbaoheningjingchuchandabiao；xinyuzhuangtaijiaohao，wujuxinweiyue、zhuanyizichandengbuliangxinyujishi。
2.jixicenggudongmianlimianxiangshengzhangyuanjingjiechudanpengdaolinshijiankudejiechuqiyezhankaishichanghuazhaizhuangu，baohan：yinxingyezhouqixingdongyaozhishijiankudanrengyouwangnizhuandeqiye；yingaoqianzhaiercaizhengchengdangtaizhongdeshengzhangxingqiye，chugeshijimouxingxinxingcaichanfanchoudeshengzhangxingqiye；gaoqianzhaijuyuchannengduoyuxingyeqianxiandeguantouxingqiyeheganxiguoduningjingdejimouxingqiye。
3.danbimianjiangyixiajingxiangdeqiyezuoweishichanghuazhaizhuangugongju：niukuiyouwang、yiluokongbaocunshengzhangyuanjingde“jiangshiqiye”；youdaiyitaofeizhaixingdongdeqiye；zhaiwuzhaiwuganxipangzaqiebuleledeqiye；younenggouzizhangduoyuchannengkuodahezengtiankucundeqiye。
▌q3：kezhuanguzhaiwufanweiyounaxie？
1.zhuanguzhaiwufanweiyiyinxingduiqiyefafangcunkuangouchengdezhaiwuweizhu。nenggouqiadangzhenzhuoqiyufanlizhaiwu，baohandanbuxianyucaizhenggongsicunkuanzhaiwu、baituocunkuanzhaiwu、rongzizulinzhaiwu、yunyingxingzhaiwudeng，danbubaohanguanfangjiadaigouchengdezhaiwu。
2.yinxingsuoshushixingjigouzhankaishichanghuazhaizhuangusuoshoumaidezhaiwuhuosuolechangdezhaiwufanweizhunshengshangxianyuyinxingcunkuan，qiadangzhenzhuoqiyufanliyinxingzhaiwu（rufeibiaozhaiwu）hefeiyinxingjinrongjigouzhaiwu。
3.jixicenggudongmianliyinxingxiangfeibenxingsuoshushixingjigourangduzhaiwushixingzhuangu，chengchichabieyinxingjingyoujinchengsuoshushixingjigouchuanchashixingshichanghuazhaizhuangu（gujizheijiangshibenlunshichanghuazhaizhuangudeshouyaoqingshi）。yinxingsuoshushixingjigoumianxiangbenxingzhaiwuzhankaishichanghuazhaizhuangugaidangheshixiangganjixiqingqiu。
4.xukeshixingjigoushouranggezhongpinzhifenjifanlizhaiwu，baohantongsulei、cunjuanlei、buliangleicunkuan。
q4：yinjijiangzhaiwurangduyingruohedingjiahediaohe？
1.yinxingyinganzhaogongdaodaijiaxiangshixingjigourangducunkuan，yinrangdugouchengdezhejiasangshikeanhuadinghexiao。cong2016nianyiluodidemingmukan，dajubujunjienafaguhaizhaiqingshi（xiawenxianrong），shiyiqiyezhaiwujunshianzhaozhangmiandaijialechang。
2.jinghezhun，xukecankaogupiaoerjishichangmaimaijiaqiankendingguoyoushangshigongsizhuangujiaqian，xukecankaoxiezuoxingshichangbaojiahuoqiyugongdaojiaqiankendingguoyoufeishangshigongsizhuangujiaqian。
3.xukejingyoujinchengxieshangbingjingfadingfashibazhaiwuzhuanhuanweiyouxiangu。
▌q5：shichanghuazhaizhuangudeshixinghuanjingruohe？
1.jufagaiweiguanwangbiaolu，tingzhi2017nian9yue22ri，gezhongshixingjigouyu77jiaqiyegaojunshichanghuazhaizhuanguhetan，hetanjinekuayue1.3wanyiyuan；
2.anzhao《2017zhongguobuliangjinrongzichanshichangchaxunbaifangbaogao》，tingzhi2017nian6yue9ri，yiqianyuedezhaizhuanguqiye，shishangshigongsihuozigongsiyoushangshigongsideqiyeshumuzhanbida82.14%，qiyuweiyoushangshigongsipingtaideqiyeyedadouyoushangshiyuqi；bingqiezhaizhuanguqiyetongsushidaxingqiye，zaiqianyuemingmuzhong，zongzichanchaoqianyideqiyezhanbiwei67.86%，yuangongrenshuguowandeqiyezhanbiwei73.21%。xiangxilaikan：
i.zhuanguqiyexingzi。yiguoqiweizhu，qianyuejinezhanbida98%，cizhongshengshuguoqizhanduoshu，yangqiqici，shishuqiyeqima；
ii.zhuanguqiyediyusanbu。shanxi、shanxizuiweizidong，gezhanzongqianyuejinede33.83%，shandong、henan、gansudezhaizhuanguqianyuefanweipaizaiqici，bielizhanbi 13.67%、10.22% he9.58%；
iii.zhaizhuanguqianyuexingye。shouyaojihezaimeitan、gangtiexingye。chugemeitanxingye，zhanzongqianyuefanweide47%，gangtiexingyezhanzongqianyuefanweide15.93%，jiaotongyunshu、xiujianziliao、yousejinshudeqianyuefanweipaizaijuehou，bielizhanzongqianyueguimode12.40%、10.57%、9.16%。；
iv.mingmuluodi。meitan、gangtiexingyebulunshiluodidefanweirengshishumujunzhanbinida，shanxiheshanxidemingmuluodijiaokuai。
▌q6：yinxingzhankaishichanghuazhaizhuangujinkuangruohe？
yinxingfangmian，yiwudaguoyouyinxingdongzhu，jubugufenzhiyinxingyeqitoudasuan，bifangxingyeyinxingdeng，xiangxilaikan：
1.gongxingyu2017nian9yuezainanjingchengligongyinjinrongzichantouziwuxiangongsi（jianchenggongyintouzi，cuozhizhaizhuangujiqipeitaochengchitingye，jubeifeiyinxingjinrongjigoutexuyunyingpaisi）。tingzhi2017nian9yue26ri，gongshangyinxingyiyu28jiaqiyeqiandinglezonge3455yiyuandeshichanghuazhaizhuanguxiezuohetan。2017niandugongyintouziwanchengjinglirun8570wanyuan。
2.jianxingyu2017nian7yuechenglijianxinjinrongzichantouziwuxiangongsi（jianchengjianxintouzi，zhankaizhaizhuangujipeitaochengchitingye）。tingzhi2017niandi，shichanghuazhaizhuanguqianyuejine5897yiyuan，leijiqiandingxiezuodongxiangkuangjiahetanmingmu48ge，luodijine1008yiyuan，qianyuejineheluodijinejunjutongxingdiyi；2017nianjianxintouziwanchengjinglirun0.20yiyuan。
3.nongxingyu2017nian8yuechenglinongyinjinrongzichantouziwuxiangongsi（jianchengnongyintouzi，cuozhizhaizhuangutingye）。tingzhi2017niandi，nongyintouziyu26jiaqiyeqiandingzhaizhuangujimouxiezuohetan，luodijine400yuyiyuan，weijutongxingdier；2017niandunongyintouziwanchengjinglirun0.80yiyuan。
4.zhongxingyu2017nian11yuechenglizhongyinjinrongzichantouziwuxiangongsi（jianchengzhongyinzichan），xishi12yuewanchengshoudanzhaizhuangumingmu—zhongguolvyeshichanghuazhaizhuangumingmutouzi；
5.jiaotongyinxingyu2018nian2yuechenglijiaoyinjinrongzichantouziwuxiangongsi（jianchengjiaoyintouzi），tingzhi2017niandi，jiaoxingyu11jiaqiyeqiandinglezonge1200yiyuandeshichanghuazhaizhuangukuangjiahetan。
6.2017nian4yue5ri，xingyeyinxingyuangangtuantizaibeijingqiandingzhaizhuangujijinxiezuokuangjiahetan，liangbiangaojun100yiyuanzhaizhuangujijinxiezuodongxiang，shouqigongzhaomuzijin50yiyuan，kerishinian。
▌q7：yinxingruohezhankaishichanghuazhaizhuangutingye？
1.faguhaizhaiqingshi（benlunzhaizhuanguyigaiqingshiweizhu）anlichanfa：fuzhiyinxingyuyunnanxiyegufenwuxiangongsi（jianchengxiyegufen，gongsishiyunnanxiyetuantiwuxianyiwugongsi（jianchengxiyetuanti）konggudeguojishangshigongsi）zhaizhuangumingmu。gaimingmubaohanyunxituantibushuerji、sanjizigongsidewugezimingmu，fenliangqiluodi，meiqi50yiyuan，shouqiyousangemingmu。
i.muzi。gaimingmuzongfanwei100yiyuan，jijianxingzhaomu100yiyuanzijinyongyuchengjieyunxituanti100yiyuanzhaiwu。cizhongjianxingchuziyixiaojubu，qiyujingyoujinchengshehuizijinchouji，baohanbaoxianziguanjigou、 jianxingyanglaojinzigongsideyanglaojin、tianxiashebao、xinda amc deziguanzigongsi、sijiayinxinglicaichanwu。
ii.touzi。jianxinghuoqijieqiaganxifangshelidejijinduiyunnanxiyezigongsihualianxinyingufenzhuzi，yirengouqixinzengzhucebenqian。bencizengzihou，touzirenjiangchiyoubugaoyu15%hualianxinyingufen；
a).zengzishi，guquandedingjiajiangcankaodisanfangpingjiajigou、xiangxideerjishichangjiaqiandengshenfenlaizhongjiukending;
b).rangduzhaiwudedingjia，jianjijiangjingyoujinchengchenglidejijinyi1：1deqiyezhangmiandaijiachengjiezhaiwu;
c).gaimingmuzuidatedianzaiyu：①zhaiwuheduiyingdeguquanbingbufenqi，zhaiwuzhuanhuanchengdeguquan，duiyingdebubiranshiyuanqianzhaijigou，ershiyunxituantiqixiayoujiaohaohongliyuanjingdebankuaihejiechuzichan。②gehuandezhaiwubingbushijianxingdezhaiwu，ershiqiyujigoude，bimianchengxianpindeweixian。
iii. caochi。shouyaoxunuo：hualianxinyinxunuozaitouzirenwanzhengjiaruqian，meiyinianjunyingxiangjieshidegudongtingzhixianjinfencheng，quanshuxianjinfenchengjineyingbudiyuxishiwanchengjinglirunde10%，touzizheshouyilvgujiwei5%~15%。
iv. jiaru。bencizengzijiaogeman5nianshi，touzirenzanchengyigaishidianweizuojiajizhunri，youxiyegufenjingyoujinchengxiangtouzirenfuchengxianjinhe/huokanxinggufendengtilishoumaitouzirenchiyoudehualianxinyingufen。
2.shouzhaizhuanguqingshi：1999nianzhaizhuanguyigaiqingshiweizhu。
i.diyibu，yinjijiangduiqiyedebuliangcunkuanzhaiwuzhuanyizhisijiaguoyoujinrongzichancaochigongsi（jiancheng amc），1999nian—2000nian，sidaamcanzhaozhangmiandaijiashoumaisidaxingheguokaixingkuaiyao1.4 wanyiyuancunkuanbenjinhejueduiyingdeyingshouliqian，yinxingzaicijinchengzhongweizaodaosangshi，sidaamczijinlailiyuyangxingzaicunkuanhekanxingjinrongzhaiquan（caizhengbuduizhaiquanbenxilechanggongjizijinchengchi）；zai 2004nian—2005niandiercibuliangcunkuanchugejinchengzhong，jububuliangcunkuanbuanzhangmiandaijiazhuanyi，ershiyoucaizhengbujichuyigeheshidejiaqianbili（jubuwei50%），yinciyinxingchengdanglejubusangshi，sidaamcyeqitouzidayingkui。
ii.dierbu，sidaamczaiheqiyexieshangjiangzhaiwuzhuanweiguquan，tongsushianzhaoqiyeyinghaizhaiwudezhangmiandaijia1:1zhuanhuanweiguquan。
3.liangzhongqingshiduizhaolaikan，faguhaizhaidekecaozongxinggengqiang，duishixingzhaizhuangudejigoulaijiang，zhuanguzhaiwudingjiabinijianku，erxianrugu，zaiyi1:1chengjiezhaiwu，zenenggoubimianchengxiandingjiashangdewaiqu，xuejianpindeweixian。
▌q8：qiyetingzhishichanghuazhaizhuanguyounaxieyingxiang？
1.xiajianggangganlv。shangshujianxingyuyunxituantideanlizhong，ruo100yizijinquanshudaowei，jiangxiajiangyunxituantizichanqianzhailv15gebaifendian。
2.gailiangqiyeyunying。zaiyunxigufenzhaizhuangumingmuzhong，jianxinghaijiangjingyoujinchengguquantilitouziyunxituantiyoujiaohaohongliyuanjingdebankuaihejiechuzichan，rujiechukuangchandecaikuangquanhexin、yindengguijinshudecai、xuan、yedeng，lituiyunxituantidazaotianxiazuidadexijihexihuagongxinziliaocaichanjidi，heshengjiyinxilieziliaocaichanjidi，wanchengqiyezhuanxingjinji。
q9：shichanghuazhaizhuanguduiyinxingyounaxieyingxiang？
1.benqianbuchongyalijiada。anzhao《maoyiyinxingbenqiancaochifangfa（shixing）》he《zhonghuaguomingongheguoshang yeyinxingfa》huading，maoyiyinxingzidongchiyoudeduigongshangqiyeguquantouzizai2nianneideweixianquanzhongwei400%， 2nianyihoudeweixianquanzhongwei1250%。
2.jingtaicesuan，ruo5000yiyuandingxiangjiangzhundezijinquanshuyongyuzhaizhuangu，2nianyineijiangxiajiang17jiayinxingquantibenqianchongpeilv 0.23 gebaifendian；2nianyihou，xiajiang17jiayinxingquantibenqianchongpeilv0.83 gebaifendian。（beizhu：hengfengyinxingbenqianjingehejiaquanweixianzichanjingejiena2017nian9yuemoshuju，qiyuyinxingjunwei2017nianniandishuju）
q10：shichanghuazhaizhuangujinchaomianduinaxienandian？
1.zijinhemingmuhunpeinanduda。
i.yinxinglicaizijin。ziguanxinguiqingqiu：“zichancaochichanwuzhijiehuozhijietouziyuweishangshiqiyeguquanjiqishou（shou）yiquande，gaidangweifengsuoshizichancaochichanwu，bingmingbaiguquanjiqishou（shou）yiquandejiaruzhipei。weishangshiqiyeguquanjiqishou（shou）yiquandejiaruribudewanyufengsuoshizichancaochichanwudedaoqiri。”
yinweizhaizhuangumingmubiaotouzizhutitongsuhuizai3~5nianyihoucaijiaru，qiejiarushishouyibumingbai，yinxingzaifamaizheileifengsuoshichanwushicunzaibiranjianku。danzanmenyezhuzhongdao，ziguanxinguigudongmianlichongshiyingyongsimuchanwuchengchishichanghua、fazhihuazhaizhuangu，sijijiangnenggouchengweixindezijinlaili。
ii.baoxianzijin。2017nian5yuebaojianhuibanfa《zhongguobaojianhuiduibaoxianyechengchishitijingjishengzhangde zhidiandingjian》，chengchibaoxianzijinchangyishelizhaizhuangushixingjigou，zhankaishichanghuazhaizhuangutingye。chengchibaoxianzichancaochijigouzhankaibuliangzichanchugedengchugejiyutouzitingye、changyishelizhuanxiangzhaizhuangujijin。
guranjixicenggudongmianlibaoxianzijindaochangshichanghuazhaizhuangumingmu，dandaochangqingshi、chanwushenpi、bilixianding、youhuifangfabingbumingbai，baoxianzijintouzimianduibirandebukendingxing。
iii.yinxingziyingzijin。2018nian6yue24ri，yangxingxiang5jiaguoyoumaoyiyinxingji12jiagufenzhimaoyiyinxingdingxiangjiangzhun0.5gebaifendian，kaishi5000yiyuanzijin；gudongmianliyinxingcaozongdingxiangjiangzhunzijin，chengchichongshibiaoxianshichanghuahefazhihuazhunshengde“zhaizhuangu”mingmu，dan“minggushizhai”、“jiangshiqiye” zhaizhuanguchuwai；gudongmianlixiangganyinxingheshixingzhutianzhaobudiyu1:1debiliqiaodongshehuizijindaochang“zhaizhuangu”mingmu。
danyifangmianyinxingzaodaobenqiandeshufu，lingwaiyifangmian，yinxinghenizhaizhuanguqiyeshishuangxiangtiaoxuande，nigehuandezhaiwuzhaiwuganxinenggouduiqiyuyinxingzichanwuzhigailiangyouzanzhu，danduibenyinxingzichanwuzhigailiangquebeishuichexin，zheijiuxiandingleyinxingdezidongxing，duoru“jiexiaqiujiongjing”。
2.fangzhenqiyetiaoxuannan。jixicenggudongmianlimianxiangshengzhangyuanjingjiechudanpengdaolinshijiankudejiechuqiyezhankaishichanghuazhaizhuangu，yanjinjiang“jiangshiqiye”、shiqiqiyehebuheshiguoducaichanzhengcedeqiyezuoweishichanghuazhaizhuangugongju。danzaixianshijinchengzhong，weilejiarushinenghonglihebimianchengxianweibeijixiqitudeweixian，zhaizhuangushixingzhutizaikehutiaoxuanjinchengzhongchangchanghuiduizhilongtoujimou，danzheijubuqiyeduixiajiangganggandejinjixingjueduijiaodi，fanershixingyeerxianqiyeduizhaizhuangudexuyaojiaoda。
《方法》全文
jinrongzichantouzigongsicaochifangfa（shixing）
diyizhangzongze
dierzhangsheli、biangeyutingzhi
disanzhangtingyefanweihetingyefaze
disizhangweixiancaochi
diwuzhangjianshicaochi
diliuzhangfuze
diyizhangzongze
diyitiaoweibianceshichanghua、fazhihuayinxingzhaiwuzhuanguquanankangyouxuzhankai，biaozhunyinxingzhaiwuzhuanguquan(yixiajianchengzhaizhuangu)tingyexingdong，anzhao《zhonghuaguomingongheguoyinxingyejianshicaochifa》《zhonghuaguomingongheguomaoyiyinxingfa》he《zhonghuaguomingongheguogongfaling》dengfalinglvlihe《guowuyuanduizidongwendangxiajiangqiyegangganlvdedingjian》《zhongguoguominyinxingzhongguoyinxingbaoxianjianshicaochiweiyuanhuizhongguozhengquanjianshicaochiweiyuanhuiguoduwaihuicaochijuduibiaozhunjinrongjigouzichancaochitingyedezhidiandingjian》，nidingbenfangfa。
diertiaobenfangfasuochengjinrongzichantouzigongsishizhijingguowuyuanyinxingyejianshicaochijigouhezhun，zaizhonghuaguomingongheguojingneishelide，shouyaocuozhiyinxingzhaiwuzhuanguquanjipeitaochengchitingyedefeiyinxingjinrongjigou。
disantiaojinrongzichantouzigongsigaidangzunzhaoshichanghua、fazhihuazhunshengyunzuo，yugedaochangzhutizaiyifaheguiqiantixia，jingyoujinchengzhiyuantongdengxieshangzhankaizhaizhuangutingye，quebaoganjingrangdu、shizaichumai，duizhijingyoujinchengshichangjizhifaminggongdaojiaqian，shizaibimianqiyeweixianxiangyinxingyejinrongjigouheshehuigongjiazhuanyi，bimianhaochudichuhehaochubaosong，tifangxiangganpindeweixian。
disitiaoyinxingjingyoujinchengjinrongzichantouzigongsishixingzhaizhuangu，gaidangjingyoujinchengxiangjinrongzichantouzigongsirangduzhaiwu，youjinrongzichantouzigongsijiangzhaiwuzhuanweigongjuqiyeguquandetiliwancheng。yinxingbudezhijiejiangzhaiwuzhuanhuaweiguquan，danguoduhaiyouhuadingdechuwai。
gudongmianlijinrongzichantouzigongsijingyoujinchengxianshoumaiyinxingduiqiyedezhaiwu,zaijiangzhaiwuzhuanweiguquandeqingshishixingzhaizhuangu，shoumaijiaqianyouliangbiananshichanghuazhunshengzilixieshangkending。chujiyinxingbuliangzichan，nenggouanbuliangzichancuozhideyouguanhuadingcaochi。gudongmianliyinxingshishicaozongyijitibobeihexiaozichanrangdusangshi。
diwutiaoyinxing、jinrongzichantouzigongsigaidangyuzhaizhuangugongjuqiye、qiyegudongdengxiangganfanganzhaogongdaozhunshengkendingguquanshumuhejiaqian，yifachengligongdaodesangshifenguanjizhi，shizaixiajiangqiyegangganlv，shizaihuajiejinrongweixian。
gudongmianlijingyoujinchengzhaizhuangu、yuangudongbenqianjianji、yinjinxingudongdengtiliyouhuaqiyeguquandasuan。chengchijinrongzichantouzigongsibianceqiyegaixuangaizhi，shizailiyonggudongquanli，shixinggudongyiwu，jinbuqiyegongsicaochichengdu。
diliutiaoguowuyuanyinxingyejianshicaochijigoujiqipaichujigouyifaduijinrongzichantouzigongsijiqifenzhijigouhetingyegoudangshixingjianshicaochi，duiqishelidecongshujigoushixingbingbiaojixi。
dierzhangsheli、biangeyutingzhi
diqitiaojinrongzichantouzigongsigaidangjubeiyixiaqianti：
（yi）youheshi《zhonghuaguomingongheguogongfaling》heguowuyuanyinxingyejianshicaochijigouhuadingdezhangcheng；
（er）youheshibenfangfaqingqiudegudonghezhucebenqian；
（san）youheshirenzhiziliqiantidedongshi、gaodengcaochizhiyuanheshuxitingyedejigecongyezhiyuan；
（si）chengliyouyongdegongsicaochi、neibujiezhiheweixiancaochiguizhi，youyutingyeyunyingxiangshunyingdexinxikejixitong；
（wu）youyutingyeyunyingxiangshunyingdetingyechanghe、ningjingtifangfangfaheqiyujucuofangfa；
（liu）guowuyuanyinxingyejianshicaochijigouguizhanghuadingdeqiyujinshenxingqianti。
dibatiaojinrongzichantouzigongsigaidangyouzaizhonghuaguomingongheguojingneizhucechenglidemaoyiyinxingzuoweishouyaogudongchangyisheli。maoyiyinxingzuoweishouyaogudong，gaidangheshiyixiaqianti：
（yi）jubeijiechudegongsicaochijizhi、neibujiezhixitonghejianquandeweixiancaochiguizhi；
（er）shouyaojinshenjiximubiaoheshididiandijixijigoudejixiqingqiu；
（san）caizhengzhuangtaijiechu，bilai3geguanzhangnianduyanxuhongli；
（si）jixipingjijiechu，bilai2nianneiwuyanzhongshoufaweiguixingdong；
（wu）weijinrongzichantouzigongsikendinglemingbaideshengzhangjimouheqingchudehongliqingshi；
（liu）ruguzijinweiziyouzijin，budeyizhaiwuzijinhebaituozijindengfeiziyouzijinrugu；
（qi）xunuo5nianneiburangdusuochiyoudeguquan，bujiangsuochiyoudeguquantingzhizhiyahuoshelixinren，bingzaijinrongzichantouzigongsizhangchengzhongzaiming；
（ba）guowuyuanyinxingyejianshicaochijigouguizhanghuadingdeqiyujinshenxingqianti。
maoyiyinxingzuoweijinrongzichantouzigongsigudonggaidangheshiqiankuandi（yi）、（er）、（san）、（si）、（liu）、（qi）、（ba）xianghuadingqingqiu。
guoyoumaoyiyinxingxinshedejinrongzichantouzigongsigaidanganzhaoguoyoujinrongzichancaochihuadingzuohaoxiangganrenwu。
dijiutiaoqiyujingbiaolifarenjigouzuoweijinrongzichantouzigongsidegudong，gaidangjubeiyixiaqianti：
（yi）jubeijiechudegongsicaochijizhi；
（er）youjiechudeshehuimingyu、chengxinjishihezhengshuijishi；
（san）qiyujingbiaolifarenjigouweifeijinrongjigoude，bilai1nianniandizongzichanbudiyu50yiyuanguominbihuodengzhizizaiduihuanhuoquan，bilai1nianniandijingzichanbudediyuzongzichande30％；
（si）qiyujingbiaolifarenjigouweifeijinrongjigoude，quanlixingtouziyuezhunshengshangbukuayueqijingzichande50％（guibingguanzhangbaobiaokoujing）；
（wu）caizhengzhuangtaijiechu，bilai2geguanzhangnianduyanxuhongli；
（liu）yunyingcaochijiechu，bilai2nianneiwuyanzhongshoufaweiguiyunyingjishi；
（qi）ruguzijinweiziyouzijin，budeyizhaiwuzijinhebaituozijindengfeiziyouzijinrugu；
（ba）xunuo5nianneiburangdusuochiyoudeguquan，bujiangsuochiyoudeguquantingzhizhiyahuoshelixinren，bingzaijinrongzichantouzigongsizhangchengzhongzaiming；
（jiu）guowuyuanyinxingyejianshicaochijigouguizhanghuadingdeqiyujinshenxingqianti。
qiyujingbiaolifarenjigouweijinrongjigoude，gaidangtongshiheshididiandiyouguanfalinglvlihexiangganjixihuadingqingqiu。
dishitiaoyouyixiajingxiangzhiyideqiyebudezuoweijinrongzichantouzigongsidegudong：
（yi）gongsicaochidasuanyujizhicunzaijiaozhequedian；
（er）guquanganxipangzaqiebutongming、jieqiaganximaimaifeichang；
（san）jiaodianzhuyebutuqiqieqiyunyingfanweichujixingyeguoliang；
（si）xianjinliuliangdongyaoshoujingjijingqichengduyingxiangjiaoda；
（wu）zichanqianzhailv、caizhenggangganlvjiaozhegaoyuxingyejunyunchengdu；
（liu）daibierenchiyoujinrongzichantouzigongsiguquan；
（qi）qiyunenggouduijinrongzichantouzigongsifashengyanzhongdaomeiyingxiangdejingxiang。
dishiyitiaojinrongzichantouzigongsidezhucebenqiangaidangweiyicixingshijiaohuoquanbenqian，zuidixianewei100yiyuanguominbihuodengzhizizaiduihuanhuoquan。
guowuyuanyinxingyejianshicaochijigouanzhaojinshenjixiqingqiu，nenggoudiaojijinrongzichantouzigongsizhucebenqianzuidixianeqingqiu，danbudeshaoyuqiankuanhuadingdexiane。
dishiertiaojinrongzichantouzigongsishelixujingchoujianhetingyelianggejieduan。
dishisantiaochoujianjinrongzichantouzigongsi，gaidangyouzuoweishouyaogudongdemaoyiyinxingxiangguowuyuanyinxingyejianshicaochijigoutijiaoqingqiu，youguowuyuanyinxingyejianshicaochijigouanfashishouli、chachaobingjueze。guowuyuanyinxingyejianshicaochijigouzishoudaowanzhengqingqiuziliaozhiriqi４geyueneizuochuhezhunhuobuhezhundeshumianjueze。
dishisitiaojinrongzichantouzigongsidechoujianqiweihezhunjuezezhiriqi６geyue。weinenganqiwanchengchoujiande，gaidangzaichoujiankerijiemanqian１geyuexiangguowuyuanyinxingyejianshicaochijigoutijiaochoujianyanqibaogao。choujianyanqibudekuayueyici，danwukeribudekuayue３geyue。
qingqiurengaidangzaiqiankuanhuadingdekerijiemanqiantijiaotingyeqingqiu，guoqiweitijiaode，choujianhezhunwenjianshengxiao，youjuezejicunjuanxiaochoujianxuke。
dishiwutiaojinrongzichantouzigongsitingye，gaidangyouzuoweishouyaogudongdemaoyiyinxingxiangguowuyuanyinxingyejianshicaochijigoutijiaoqingqiu，youguowuyuanyinxingyejianshicaochijigoushouli、chachaobingjueze。guowuyuanyinxingyejianshicaochijigouzishoulizhiriqi２geyueneizuochuhezhunhuobuyuhezhundeshumianjueze。
dishiliutiaojinrongzichantouzigongsigaidangzaishoudaotingyehezhunwenjianbingzhifujinrongxukezhenghou，caochigongshangguahao，zhifutingyezhizhao。
jinrongzichantouzigongsigaidangzizhifutingyezhizhaozhiriqi６geyueneitingye。bunenganqitingyede，gaidangzaitingyekerijiemanqian１geyuexiangguowuyuanyinxingyejianshicaochijigoutijiaotingyeyanqibaogao。tingyeyanqibudekuayueyici，danwukeribudekuayue３geyue。
weizaiqiankuanhuadingkerineitingyede，tingyehezhunwenjianshengxiao，youjuezejicunjuanxiaotingyexuke，fazhenggouzaofachujinrongxukezheng，bingyuyigaosubugao。
dishiqitiaojinrongzichantouzigongsidongshihegaodengcaochizhiyuanshixingrenzhizilihezhunguizhi，youguowuyuanyinxingyejianshicaochijigoujiqipaichujigouanzhaoyouguanjinrongzichancaochigongsidongshihegaodengcaochizhiyuanrenzhizilidexingzhengxukefanwei、qiantihefashitingzhichahe。
dishibatiaojinrongzichantouzigongsianzhaotingyeshengzhangxuyaoshelifenzhijigouhecongshujigou，youguowuyuanyinxingyejianshicaochijigoujiqipaichujigoucanzhaoyouguanjinrongzichancaochigongsidexingzhengxukefanwei、qiantihefashitingzhichahe。
dishijiutiaojinrongzichantouzigongsiyouyixiabiangeshibianzhiyide，gaidangbaojingguowuyuanyinxingyejianshicaochijigouhezhun：
（yi）biangegongsichenghao；
（er）biangezhucebenqian；
（san）biangeguquanhuodiaojiguquandasuan；
（si）biangegongsijuchu；
（wu）diancuangongsizhangcheng；
（liu）biangegouzaoqingshi；
（qi）guibinghuofenli；
（ba）guowuyuanyinxingyejianshicaochijigouhuadingdeqiyubiangeshibian。
jinrongzichantouzigongsiguquanbiangehuodiaojiguquandasuanhouchigu5%yishangdegudonggaidangjinggudongzilichahe。biangehuodiaojiguquanhoudegudonggaidangheshibenbanlvlidingdegudongtianziqianti。
jingguowuyuanyinxingyejianshicaochijigouhezhun，jinrongzichantouzigongsinenggoukanxingyouxiangu。
diershitiaojinrongzichantouzigongsiyouyixiajingxiangzhiyide，jingguowuyuanyinxingyejianshicaochijigouhezhunhounenggoubimu：
（yi）gongsizhangchenghuadingdetingyekerijiemanhuogongsizhangchenghuadingdeqiyubimushiyouchengxian；
（er）gudongjihuijuezebimu；
（san）yingongsiguibinghuofenlixuyaobimu；
（si）qiyubimushiyou。
diershiyitiaojinrongzichantouzigongsiyinbimu、yifabeichexiaohuobeixuanbutingyeertingzhide，qiqinglishijiananzhaoguoduyouguanfalinglvlicaochi。
diershiertiaojinrongzichantouzigongsidejigoubiangehetingzhi、diaojitingyefanweijizengtiantingyezhongleidengxingzhengxukeshibianyouguowuyuanyinxingyejianshicaochijigoushouli、chachaobingjueze，xiangganqingqiuziliao、xukeqiantihefashicanzhaoheyongyouguanjinrongzichancaochigongsixingzhengxukexiangganhuading，benfangfahaiyouhuadingdechuwai。
disanzhangtingyefanweihetingyefaze
diershisantiaojingguowuyuanyinxingyejianshicaochijigouhezhun，jinrongzichantouzigongsinenggouyunyingyixiajubuhuoquanshutingye：
（yi）yizhaizhuanguweimubiaoshoumaiyinxingduiqiyedezhaiwu,jiangzhaiwuzhuanweiguquanbingduiguquantingzhicaochi；
（er）duiweinengzhuangudezhaiwutingzhizhongzu、rangduhecuozhi；
（san）yizhaizhuanguweimubiaotouziqiyeguquan，youqiyejiangguquantouzizijinquanshuyongyulechangxianyouzhaiwu；
（si）yifayiguimianxiangjigetouzizhezhaomuzijin，kanxingsimuzichancaochichanwuchengchishixingzhaizhuangu；
（wu）kanxingjinrongzhaiquan；
（liu）jingyoujinchengzhaiquanhuigou、tongxingchaijie、tongxinggaodaidengtilirongruzijin；
（qi）duiziyingzijinhezhaomuzijintingzhixuyaodetouzicaochi，ziyingzijinnenggouzhankaijicuntongxing、chaifangtongxing、caibanguozhaihuoqiyulaogushouyileizhengquandengtingye，zhaomuzijincaozonggaidangheshizijinzhaomushangdingyongchu；
（ba）yuzhaizhuangutingyexianggandecaizhengcanmouhezhengxuntingye；
（jiu）jingguowuyuanyinxingyejianshicaochijigouhezhundeqiyutingye。
jinrongzichantouzigongsigaidangzhiqiankuandi（yi）、（er）、（san）、（si）xiangtingyeweizhuye。jinrongzichantouzigongsizhengnianzhuyingtingyezhanbihuozhuyingtingyezhichuzhanbizhunshengshangbuyingdiyuzongtingyehuozongzhichude50%。
diershisitiaojinrongzichantouzigongsigaidangchenglixitongbiaozhundezhaizhuangugexiangtingyeyunyingguizhi，mingbaishizhichaxunbaifang、chachaoshenpiyujueyidasuanliucheng，zhouquanjingquelinghuibawozhaizhuangugongjuqiyedeshizaihuanjing，mixingongdaopingjiazhaiwuhenitouziguquandedaijia。
diershiwutiaojinrongzichantouzigongsinenggoushelicongshujigou，youqianzhaoxiangganxingyezhuguanjubuhuadingqingqiuchengweisimuguquantouzijijincaochiren，shelisimuguquantouzijijin，yifayiguimianxiangjigetouzizhezhaomuzijinshixingzhaizhuangu。
jinrongzichantouzigongsijiqicongshujigougaidangzengqiangtouzizheqiadangxingcaochihexinxibiaolu，mingbaifenggaotouzizhezhaomuzijinyongyuzhaizhuangumingmu。
diershiliutiaojinrongzichantouzigongsiqingqiuzaiyinxingjianshichanghemaimaisuoshichangkanxingjinrongzhaiquan，gaidangheshiyixiaqianti：
（yi）jubeijiechudegongsicaochijizhi、wanmeideneibujiezhixitonghejianquandeweixiancaochiguizhi；
（er）benqianchongpeichengduheshijinshenjixiqingqiu；
（san）weixianjiximubiaoheshijinshenjixiqingqiu；
（si）guowuyuanyinxingyejianshicaochijigouguizhanghuadingdeqiyujinshenxingqianti。
jinrongzichantouzigongsikanxingjinrongzhaiquanzhaomudezijin，gaidangshouyaoyongyugoudangxingcaochiheshoumaiyinxingzhaiwu。jinrongzichantouzigongsicaozongkanxingjinrongzhaiquanzhaomudezijinzhankaizhaizhuangutingye，buheyongbenfangfadiershiqitiaodisankuanhedisanshiyitiao。
diershiqitiaomaoyiyinxingkongguhuocangudejinrongzichantouzigongsigaidangyugaimaoyiyinxingjiqijieqiaganxijigouchenglibimianhaochudichuhehaochubaosongdejizhi。
jinrongzichantouzigongsicaozongziyingzijinshoumaizhaiwuhetouziqiyeguquanshi，gudongmianlichabiemaoyiyinxingjingyoujinchengsuokongguhuocangudejinrongzichantouzigongsichuanchashixingzhaizhuangu。
jinrongzichantouzigongsicaozongzhaomuzijinshoumaizhaiwuhetouziqiyeguquan，gaidangshouyaoyongyuchuanchashixingzhaizhuangu。
diershibatiaomaoyiyinxingbudeduikongguhuocangudejinrongzichantouzigongsitouzideqiyexiajiangshouxinbiaozhun，duicizhongzichanqianzhailvyanxuchaoyuegongdaochengdudeqiyebudezengtianshouxin。
diershijiutiaojinrongzichantouzigongsishoumaiyinxingzhaiwugaidangyankuzunzhaoganjingrangdu、shizaichumaidezhunsheng，jingyoujinchengpingjiahuoguzhifashijinshenpingjiazhaiwupinzhiheweixian，duizhishichanghuadingjia，wanchengzichanheweixiandeshizaiwanzhengzhuanyi。
yinxingzhaiwupingjiahuoguzhinenggouyoujinrongzichantouzigongsihuitongyinxingduiqiyetingzhishizhichaxunbaifanghoukending，yenenggouyouzilidisanfangshixing。yinxingzhaiwurangdunenggoujienatoubiao、paimaidenggongrantili，yekezaipingjiahuoguzhigenbenshangzilixieshangkendinggongdaojiaqian,xukejinrongzichantouzigongsizhejiashoumaiyinxingzhaiwu。
jinrongzichantouzigongsiduiqiyetingzhiguquantouzihou，youqiyejiangguquantouzizijinquanshuyongyulechangyinxingzhaiwude，gaidangyuqiyeshangdingzaigongdaoshidailechangyinxingzhaiwu，bingshangdingsuolechangyinxingzhaiwudedingjiajizhi，quebaoanzhaoxianshidaijialechangyinxingzhaiwu。jinrongzichantouzigongsigaidangyuqiyeshangdingxuyaodezijinyongchujixifangfa，yankubimianqiyediaoyongguquantouzizijin。
disanshitiaojinrongzichantouzigongsishoumaiyinxingzhaiwubudejieguanzhaiwuchurangfangyinxingjiqijieqiaganxijigouchujudebenjinbaozhenghelaogushouyixunuo，budeshixinghaochubaosong，budefuzuoyinxingtanhuweixianheduobijixiqingqiu。
jinrongzichantouzigongsibudeyuyinxingzairangdutiaoyuedengzhengshifalingwenjianyiwaiqiandinghuogaojunrenhehetanhuoshangding,yingxiangzichanheweixianshizaiwanzhengzhuanyi，zhuanbianmaimaidasuan、weixianchengdangzhutijixiangganquanlizhuanyijinchengdeng。
disanshiyitiaojinrongzichantouzigongsishoumaiyinxingzhaiwu，budeyougaizhaiwuchurangfangyinxingcaozongbenqianjin、ziyingzijin、licaizijinhuoqiyubiaowaizijingongjirenheqingshidezhijiehuozhijierongzi，budeyougaizhaiwuchurangfangyinxingyirenhetilichengdangxianxinghuoyinxinghuigouyiwu。
jinrongzichantouzigongsiduiqiyetingzhiguquantouzi，guquantouzizijinyongyulechangqiyeyinxingzhaiwude，budeyougaizhaiwurenyinxingcaozongbenqianjin、ziyingzijin、licaizijinhuoqiyubiaowaizijingongjirenheqingshidezhijiehuozhijierongzi。
disanshiertiaozhuanguzhaiwubiaodegaidangyiyinxingduiqiyefafangcunkuangouchengdezhaiwuweizhu，qiadangzhenzhuoqiyufanliyinxingzhaiwuhefeiyinxingjinrongjigouzhaiwu。zhuanguzhaiwuzichanwuzhizhongbieyouzhaiwuyinxing、qiyehejinrongzichantouzigongsizilixieshangkending，baohantongsulei、cunjuanleihebuliangleizhaiwu。
disanshisantiaojinrongzichantouzigongsigaidangzengqiangduisuoshoumaizhaiwudecaochi，dangzhenqingsuan、chachaohewanmeixiangganzhaiwudefalingwenjianhecaochiziliao，jinmiqinmicunjuanzhaiwurenhebaoguanrendelezhaicainenghedizhiyawudaijiabiangenghuanjing，shishijienamibufangfa，shizaibaohuhezhuyiquanli。
disanshisitiaozhaizhuangugongjuheqiantiyoujinrongzichantouzigongsi、zhaiwuyinxingheqiyeanzhaoguoduzhengceyifazilixieshangkending，zhuanguzhaiwujiguquanjiaqiananshichanghuazhunshengkending。duichujiduogezhaiwuyinxingde，nenggouyouzuidazhaiwuyinxinghuozidongchangyizhaizhuangudezhaiwuyinxingqiantouchenglizhaiwurenweiyuanhuitingzhidiaohe。
dianmofadingfashi，zhaiwunenggouzhuanweitongsugu，yenenggouzhuanweiyouxiangu。
disanshiwutiaojinrongzichantouzigongsikendingzuoweizhaizhuangugongjudeqiyegaidangjubeiyixiaqianti：
（yi）shengzhangyuanjingjiechudanpengdaolinshijianku，jubeikexingdeqiyedingxindasuanhetuokunzhipei；
（er）shouyaochuchanshebei、chanwu、cainengheshiguoducaifashengzhangbiaodemubiao，shouyijinbuqianbei，chanwuyoushichang，huanbaoheningjingchuchandabiao；
（san）xinyuzhuangtaijiaohao，wujuxinweiyue、zhuanyizichandengbuliangxinyujishi。
disanshiliutiaojinrongzichantouzigongsizhankaizhaizhuangu，gaidangheshiguoducaichanzhengcedengzhengcedaoxiang，youxianzhenzhuoduijuyoujiechujiechuzichandeqiyeheshengzhangyuanjingjiechudanpengdaolinshijiankudejiechuqiyezhankaishichanghuazhaizhuangu，baohan：
（yi）yinxingyezhouqixingdongyaozhishijiankudanrengyouwangnizhuandeqiye；
（er）yingaoqianzhaiercaizhengchengdangtaizhongdeshengzhangxingqiye，chugeshijimouxingxinxingcaichanfanchoudeshengzhangxingqiye；
（san）gaoqianzhaijuyuchannengduoyuxingyeqianxiandeguantouxingqiyeheganxiguoduningjingdejimouxingqiye;
（si）qiyuheshiyouxianzhenzhuoshixingshichanghuazhaizhuangudeqiye。
disanshiqitiaojinrongzichantouzigongsibudeduiyixiaqiyeshixingzhaizhuangu：
（yi）niukuiyouwang、yiluokongbaocunshengzhangyuanjingde“jiangshiqiye”；
（er）youdaiyitaofeizhaixingdongdeshiqiqiye；
（san）zhaiwuzhaiwuganxipangzaqiebuleledeqiye；
（si）buheshiguoducaichanzhengce，zizhangduoyuchannengkuodahezengtiankucundeqiye；
（wu）jinrongyeqiye；
（liu）qiyubuheshishixingzhaizhuangudeqiye。
disanshibatiaojinrongzichantouzigongsigaidanganzhaogongran、gongyun、gongdaodezhunsheng，anzhaobenshentingyeyunyingheweixiancaochijimou，zhankaishichanghuazhaizhuangutingye。
jinrongzichantouzigongsigaidangduizhaizhuangugongjuqiyezhankaishizhichaxunbaifang，gongdaopingjiagongjuqiyedaijia，bingyuqiye、qiyegudongdenghaochuxiangganfangxieshangmingbaizhuangujiaqian、zhuangubili、zichanqianzhaizhongzudasuan、gongsicaochizhipei、yunyingshengzhangdasuan、guquanjiarudengshijian，qiandingzhaizhuanguhetan。
jinrongzichantouzigongsigaidangzidongzhengduogejidangjuhexiangganjububiancezhaizhuanguqiyegaixuangaizhi，bingzaibolixiangganshehuichengdang、fenliuandunchongyuzhiyuan、shuishouyouhui、guquanjiarudengfangmianciyuchengchi。
disanshijiutiaojinrongzichantouzigongsigaidangchengliyankudejieqiaganximaimaicaochiguizhi，jieqiaganximaimaigaidangzunzhaomaoyizhunsheng，yishichangjiaqianweigenben，anzhaobuyouyufeijieqiaganxifangtongleimaimaideqiantitingzhi，bimianhaochubaosong，tifangtanhuweixian、duobijixihejixitaoli。
jinrongzichantouzigongsiyanzhongjieqiaganximaimaigaidangjingdongshihuihezhun，bingtingzhichongshibiaolu。yanzhongjieqiaganximaimaishizhijinrongzichantouzigongsiyuyigejieqiaganxifangzhijiandanbimaimaicaozongdeziyingzijinzongezhanjinrongzichantouzigongsijingzichan5％yishangdemaimai。yanzhongjieqiaganximaimaigaidangzihezhunzhiriqi10gerenwurineibaogaojianshihui，tongshibaogaoguowuyuanyinxingyejianshicaochijigoujiqipaichujigou。
shangshimaoyiyinxingkongguhuocangudejinrongzichantouzigongsi，yugaishangshimaoyiyinxingjiqijieqiaganxifangdejieqiaganximaimai，gaidangheshizhengquanjixiyouguanhuading。
disishitiaojinrongzichantouzigongsigaidangyuxiangganzhutizaizhaizhuanguhetanzhongduiqiyejianglaizhaiwurongzixingdongtingzhibiaozhun，peihenidinggongdaodezhaiwuzhipeiherongzidasuan，duiqiyezichanqianzhailvzuochumingbaishangding，bimianqiyegangganlvzaicichaoyuegongdaochengdu。
disishiyitiaojinrongzichantouzigongsigaidangchenglihewanmeiguquancaochiguizhi，mingbaichigumubiaohechigujimou，kendinggongdaochigufene，binganzhao《zhonghuaguomingongheguogongfaling》dengfalinglvliqingqiuchengdangyiwu。jinrongzichantouzigongsiduishixingzhaizhuangudeqiye，zhunshengshangbugaidangkonggu。ruqueyouxuyao，gaidangnidinggongdaodeguodukeri。
zhaizhuanguqiyechujishangshigongsihefeishangshigongjiagongside，gaidangheshizhengquanjixiyouguanhuading。
disishiertiaojinrongzichantouzigongsigaidanganzhaofalinglvli、gongsizhangchengqingqiuhetiaoyueshangding，paiyuandaochangqiyegudong（da）hui、dongshihui、jianshihui，shenyidingzhenggongsizhangchengheyishifaze，mingbaiyanzhongshibianjueyidasuanfashi，yifaliyonggudongquanli，daochanggongsicaochiheqiyeyanzhongyunyingjueyidasuan，cuicuchiguqiyeyanxugailiangyunyingcaochi。
disishisantiaojinrongzichantouzigongsigaidangyifaliyonggexianggudongquanli，zaifalinglvlihegongsizhangchenghuadingfanweineiyifajienafangfa，bimianqinhaigudongquanlixingdong。dangchiguqiyeyincaochi、huanjingdengshenfenfashengdaomeibiangeng，zhishihuonenggouzhishichiguweixianmingxianzengdashi，gaidangshishijienayouyongfangfabaozhengbenshenzhengdangquanli。
disishisitiaogudongmianlijinrongzichantouzigongsichengliguquanjiarujimouhejizhi。duiguquanyoujiaruyuqide，nenggouyuxiangganzhutixieshangshangdingsuochiguquandejiarutili。shixingguquanjiaruchujizhengquankanxinghuomaimaide，gaidangheshizhengquanjixideyouguanhuading。chujiguoyouzichanchanquanguahaoherangdude，gaidangheshiguoyouzichancaochideyouguanhuading。
disishiwutiaogudongmianlijinrongzichantouzigongsijingyoujinchengshichanghuafangfaxiangjigetouzizheshizairangdusuochiyoudezhaizhuanguqiyeguquan。
disishiliutiaojinrongzichantouzigongsigaidangchenglilvzhiwenzezhi，huadingzaizhaizhuangutingyejinchengzhongyouguanjubuhegangtingdezhize，duiweibeifalinglvli、benfangfajiqiyuzhaizhuangujixihuadingdexingdongtingzhiyiwurendinghechuzhi。
disishiqitiaojinrongzichantouzigongsizhankaitingyegaidangzunzhaofalinglvlihejixizhengce，yanjinyixiashoufaweiguixingdong：
（yi）yuzhaiwurendengtongtong，zhuanyizichan，taofeizhaiwu；
（er）weibeihuadingduibimianxinggongjuqiyeshixingzhaizhuanguhuobianxiangshixingzhaizhuangu；
（san）weiguijieguanyinxingxunuohuoqiandinganlihetan；
（si）niezao、cuangai、zangni、huisunzhaizhuanguxianggandangan；
（wu）qiyushoufaweiguijiweibeibenfangfaqingqiudexingdong。
disizhangweixiancaochi
disishibatiaojinrongzichantouzigongsigaidangchengligouzaojianquan、zhizeqingchudegongsicaochidasuan，mingbaigudong（da）hui、dongshihui、jianshihui、gaodengcaochicenghetingyejubu、weixiancaochijubuheneishenjubudezhizexiezuo，chengliduotiaoli、bicigenwei、youyongzhihengdeweixiancaochijizhi。jinrongzichantouzigongsiduiqishelidecongshujigougaidangzengqiangbingbiaocaochi。
kongguhuocangujinrongzichantouzigongsidemaoyiyinxingyujinrongzichantouzigongsizhijiangaidangchenglifanghuoqiang，zaizijin、zhiyuan、tingyefangmiantingzhiyouyongduanjue，tifangweixianzhanran。
disishijiutiaojinrongzichantouzigongsigaidangchengliyuqitingyefanwei、pangzachengdu、weixianzhuangtaixianghunpeideyouyongweixiancaochikuangjia，nidingqingchudeweixiancaochijimou，mingbaiweixianpianhaoheweixianxiane，nidingwanmeiweixiancaochizhengcehefashi，shishiyouyongbianren、jiliang、pingjia、jiance、jiezhihuohuanshigezhongyanzhongweixian。
diwushitiaojinrongzichantouzigongsigaidanganzhaoguowuyuanyinxingyejianshicaochijigoudexiangganhuadingchenglibenqiancaochixitong，gongdaopingjiabenqianchongpeizhuangtai，chenglijinshen、biaozhundebenqianbuchongheshufujizhi。jinrongzichantouzigongsibenqianchongpeilv、gangganlvhecaizhenggangganlvchengducanzhaojinrongzichancaochigongsibenqiancaochixiangganhuadinglvxing。
diwushiyitiaojinrongzichantouzigongsigaidangyankuanzhaoyouguanhuading，duisuochiyoudezhaiwuzichantingzhijingquefenlei，zuejitiweixianjianzhichouban，quebaoshizaifanyingweixianzhuangtai。
diwushiertiaojinrongzichantouzigongsigaidangquebaoqizichanqianzhaidasuanyugoudangxingcaochiqingqiuxianghunpei，chengli、wanmeilelederongzijimouherongziqudao，jinburongzilailideduoyuanxing、bubianxinghekeyanxuxing，gongdaojiezhikericuopei，shixinggoudangxingweixianxianecaochi，nidingyouyongdegoudangxingweixianyingjidasuan。
diwushisantiaojinrongzichantouzigongsigaidangzengqiangzhaizhuangumingmuquanliuchengcaochi，yankuluoshishizhichaxunbaifang、chachaoshenpi、fengkongfangfa、houxucaochidenggexiangqingqiu，zengqiangjianshishufu，tifangchaoyuequanxianhuoweibeifashicaozong、zixushizhichaxunbaifangyupingjia、xieloumaoyiaomimouqubufahaochu、haochubaosong、weiguipaoquezhengdangquanli、kouliuzangnihuosifenzichandengcaozongweixian。
diwushisitiaojinrongzichantouzigongsigaidangnidinggongdaodeshijichaheheshangfajizhi，chenglishichanghuadeyongrenjizhihexinchougulishufujizhi。
diwushiwutiaojinrongzichantouzigongsigaidangchenglijianquanneibujiezhihebiaolibushenjiguizhi，wanmeineikongjizhi，jinbubiaolibushenjiyouyongxing，yanxucuicujinshengtingyeyunying、neikonghegui、weixiancaochichengdu。
diwuzhangjianshicaochi
diwushiliutiaoguowuyuanyinxingyejianshicaochijigoujiqipaichujigoujingyoujinchengfeixianchangjixihexianchangchachaodengtiliduijinrongzichantouzigongsijiqifenzhijigou（congshujigou）shixingyanxujixi。
diwushiqitiaojinrongzichantouzigongsijiqifenzhijigou（congshujigou）gaidanganhuadingxiangguowuyuanyinxingyejianshicaochijigoujiqipaichujigoubaosongjixixinxi，shouyaobaohan：
（yi）tingyeyunyingheweixiancaochiguizhi；
（er）gouzaojiagoujishouyaocaochizhiyuanxinxi；
（san）caizhengguanzhangbaobiao、jixitongjibaobiao；
（si）xinxibiaoluziliao；
（wu）yanzhongshibianbaogao；
（liu）guowuyuanyinxingyejianshicaochijigoujiqipaichujigouyiweixuyaodeqiyuxinxi。
jinrongzichantouzigongsianqibaosongshangshuxinxishi，gaidangbaohanguquantouzihecaochitingyeyunzhuanjiweixianhuanjing，zuoweiqishouyaogudongdemaoyiyinxingjiqijieqiaganxijigouduisuotouziqiyejiqijieqiaganxiqiyedeshouxin、rongzijitouzibiangenghuanjing。
jinrongzichantouzigongsisuotouziqiyechengxiangangganlvyanxuchaoyuegongdaochengdu、yanzhongtouziweixian、yanzhongyunyingtimuhechangfucainengtimudengyanzhongshibianshi，gaidangshishibaogao。
diwushibatiaoguowuyuanyinxingyejianshicaochijigoujiqipaichujigougaidanganqiduijinrongzichantouzigongsijiqifenzhijigou（congshujigou）zhankaizhouquanxianchangchachaoheguquantouzicaochidengtingyedezhuanxiangchachao。
diwushijiutiaoguowuyuanyinxingyejianshicaochijigoujiqipaichujigouanzhaolvzhixuyao，keyujinrongzichantouzigongsidongshi、gaodengcaochizhiyuanjineibushenjizhiyuantingzhijixishuohua，qingqiuqijiutingyegoudangheweixiancaochidengyanzhongshibianzuochushenming。
diliushitiaoguowuyuanyinxingyejianshicaochijigougaidanganzhaofalinglvliqingqiu，cuicujinrongzichantouzigongsiluoshixinxibiaoluqingqiu。
diliushiyitiaojinrongzichantouzigongsijiqifenzhijigou（congshujigou）suotouziqiyechengxianqiyegangganlvyanxuchaoyuegongdaochengdu、yanzhongtouziweixian、yanzhongyunyingtimuhechangfucainengtimu，huonenggouduijinrongxingyehejinrongshichangfashengdaomeiyingxiangde，guowuyuanyinxingyejianshicaochijigoujiqipaichujigounenggouanzhaoyouguanfalinglvlihuadingduijinrongzichantouzigongsijienaqixianzhenggai、tingxitingye、xiandinggudongquanlidengqiangpojixishouwan。
diliushiertiaojinrongzichantouzigongsijiqifenzhijigou（congshujigou）weibeiyouguanfalinglvlihebenfangfayouguanhuadingde，guowuyuanyinxingyejianshicaochijigoujiqipaichujigougaidangyifazelingjinrongzichantouzigongsiqixianzhenggai，bingkequfenjingxiang，zunzhao《zhonghuaguomingongheguoyinxingyejianshicaochifa》dengfalinglvli，duijinrongzichantouzigongsijienatingxitingye、xiandinggudongquanlidengqiangpojixifangfahexingzhengchengfa。
diliushisantiaoguowuyuanyinxingyejianshicaochijigouduijinrongzichantouzigongsijiqifenzhijigou（congshujigou）tingyezhankaihuanjinghezhaizhuangujieguoanqitingzhipingjia，anzhaoxiajiangqiyegangganlvxianshijieguo、zhuyingtingyezhanbi、caibanzhaiwushixingzhuangutingyezhanbi、chuanchashixingzhaizhuanguzhanbidenghuanjing，yantaowanmeijianshicaochi、gulishufuhezhengcechengchifangfa。
diliuzhangfuze
diliushisitiaojinrongzichancaochigongsi、xinrengongsidengqiyuyinxingyejinrongjigoudaochangzhankaishichanghuazhaizhuangu，maoyiyinxingjingyoujinchengbiedeheshiqiantidesuoshujigoudaochangzhankaishichanghuazhaizhuangu，gaidangcanzhaoheyongbenbanlvlidingdetingyefazeheweixiancaochiqingqiu，falinglvlihejinrongjixijubuguizhanghaiyouhuadingdechuwai。
jinrongzichantouzigongsiduifeiyinxingjinrongjigouzhaiwushixingzhaizhuanguheyongbenbanlvliding，falinglvlihejinrongjixijubuguizhanghaiyouhuadingdechuwai。
diliushiwutiaomaoyiyinxingyiqiandingkuangjiaxinghetanhaimeiyoushixingdezhaizhuangumingmugaidangheshibenfangfaxiangganqingqiu，yishixingdezhaizhuangumingmucaochitilibudeweibeibenfangfaxiangganqingqiu，falinglvlihejinrongjixijubuguizhanghaiyouhuadingdechuwai。
diliushiliutiaobenfangfayouzhongguoyinxingbaoxianjianshicaochiweiyuanhuidanrenquanshi。
diliushiqitiaobenfangfazifabuzhiriqishixing。